Earned Wage Access Apps in Colorado: What the Law Says
Why a ‘free’ paycheck advance app can still cost more than it looks like.
Loan Guides
Colorado Loan Laws
Guides in this category for Denver, CO borrowers.
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The Rent-a-Bank Loophole: Out-of-State Lenders in Colorado
An ongoing legal battle over whether out-of-state banks can dodge Colorado’s rate cap.
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How to File a Complaint Against a Colorado Lender
A step-by-step guide to reporting a lender that broke Colorado’s consumer credit rules.
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How to Verify a Licensed Lender in Colorado
A quick verification routine that protects you from unlicensed and predatory lenders.
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Your Rights as a Colorado Loan Borrower
The protections that come standard with every regulated Colorado loan.
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Are Car Title Loans Legal in Colorado?
Why the product that risks your car for quick cash doesn’t really operate the way it does elsewhere.
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What Is the Colorado Uniform Consumer Credit Code?
The single law behind nearly every consumer loan rule in Colorado.
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Colorado Installment Loan Rate Caps: The Tiered System
A declining-rate structure that rewards larger, longer loans with lower percentage costs.
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Colorado’s 36% APR Cap: How It’s Calculated
What actually counts toward the 36% ceiling, and why that matters more than the number itself.
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Colorado Payday Loan Laws 2026: The 36% Cap Explained
How a 2018 ballot measure rewrote payday lending in Colorado, and what it means today.