Colorado Payday Loan Laws 2026: The 36% Cap Explained
How a 2018 ballot measure rewrote payday lending in Colorado, and what it means today.
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Clear, sourced answers on borrowing in Colorado — state rules, real costs, and safer alternatives.
Everything here is written for Denver residents and checked against official Colorado sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.
How a 2018 ballot measure rewrote payday lending in Colorado, and what it means today.